5 Best Car Insurance Companies for International Students
Car Insurance Companies for International Students is required to get a vehicle in the U.S. You can get international student car insurance in the U.S. if you are an overseas student.
Before buying a vehicle, you should consider certain details, such as how to obtain a license and insurance. This guide summarizes everything you need about car insurance for students from abroad.
Car Insurance Companies for International Students
Finding the best Car Insurance Companies for International Students can be difficult. We evaluated some of the top car insurance companies in the country based on availability, price, discounts and reputation to help you make an informed decision about what we discovered during our research.
Getting Cheap Car Insurance Companies for International Students is not impossible as an international student. You have more options, but the process and requirements may be stricter.
The majority of insurance companies provide car insurance to international students. Most insurance companies offer car insurance for international students.
Your school’s DSO can also help. They will likely provide you with a listing of companies that don’t have strict requirements.
You will need to purchase an International Auto Insurance Policy as an international student. These policies tend to be more expensive than the ones available to citizens.
Insurance companies view international students and foreign nationals as higher risks. The information they have about you (what they are looking for) needs to be improved.
Some companies will consider your driving history in your home country, ensuring you receive a competitive rate comparable to a U.S. citizen.
1 Geico Insurance
Geico has its headquarters in Chevy Chase, Maryland and has been in business since 1936. Geico began by offering insurance to federal employees and military personnel.
Today, it is open to the public. Geico offers insurance for small businesses, renters and homeowners, and cars and home. Progressive Insurance has been based in Cleveland since 1937. The company started by only offering car insurance.
Today, it also offers insurance for renters and homeowners, business insurance, pet insurance, and dental Coverage. That company offers a variety of financial products, including online checking accounts and loans.
Geico’s discounts are fairly standard in the auto insurance business. The majority of them are tied to the vehicle and driving habits. Geico also offers discounts to members of certain groups and those who bundle multiple vehicles into one policy.
Geico auto insurance standout features
Geico offers similar Coverage and benefits to Car Insurance Companies for International Students like Progressive, State Farm, and Farmers. Geico’s Prime Time Contract and its mobile app are the exceptions.
Geico auto insurance coverage
Geico’s coverage options are similar to those offered by other auto insurers, though they can vary depending on the state and vehicle. Geico does not offer gap insurance which pays the remaining amount for your car loan or leasing if it is totaled.
Comprehensive and collision Coverage.
Uninsured or underinsured Coverage for liability.
Protection for medical expenses and injuries.
2 Erie Insurance
Erie auto insurance is rated 9.0 out of 10.0. It’s a good choice for drivers in the eastern and central states. We found the company to be strong in five areas: reputation, availability of Coverage, cost, and customer service. This is why we rate it as one of the best car insurers in the country. Is Erie Insurance Good?
Erie auto insurance can be a great choice for drivers in the company’s coverage areas. The company offers over 6,000,000 active auto, homeowners, and business insurance policies. It also has over 13,000 independent agents.
Erie provides standard auto insurance options and features that make it stand out from the competition. This includes:
This feature will help you avoid increasing your car insurance rates. Your rates will only change if you file a claim following an accident once you make changes to your policy.
First accident forgiveness: After three years of being a customer, you won’t be charged if you are at fault for the first time.
Decreased Deductible: Your deductible will be reduced by $100 each year you do not file a claim. This can reach a maximum amount of $500.
Pros and Cons of Erie Insurance
We provide a detailed look at the pros, cons and features of Erie Insurance. Erie Insurance Customer Reviews
Erie’s reputation is average in the insurance sector. Erie has received high ratings from consumer surveys, but customers have given the company a low rating on review sites like the BBB.
Erie’s positive reviews highlight the company’s affordable Coverage and strong customer service, while complaints focus on issues with filing claims and dealings with repair shops.
Erie Insurance did not respond to our review team’s request for comment regarding its negative reviews.
Erie Customer Service
In August 2022, we conducted a nationwide survey on car insurance satisfaction. We polled 6 923 respondents. About 1% of those who took part had Erie auto insurance.
On a scale of 5.0, here’s how Erie clients rated the company in comparison to the average rating from our survey:
3 State Farm
State Farm offers a variety of products to its customers, such as bank accounts, loans, and investments. State Farm also makes a great choice for people who want to manage their insurance policies conveniently online.
State Farm’s mobile app has been praised for allowing customers to pay bills, submit claims, and request roadside help. Insurance for motorcycles, boats, small businesses, health, and life.
State Farm Insurance
State Farm, the largest auto insurer in America, has been around since 1922. According to the NAIC, State Farm wrote 46.6 billion private passenger auto insurance policies in 2022.
This represents 16.8% of the market share. This is about $8 billion higher than the second-largest provider, Progress.
State Farm has more than 19,000 agents in all 50 states except Massachusetts and Rhode Island. You can find an agent from State Farm in your locality. State Farm Coverage Option
State Farm offers several policy options:
- Roadside Assistance: Includes towing to the nearest repair facility, fuel deliveries, tire replacements, lockout service, battery jump starts, and up to an hour of mechanical work at the breakdown location.
- Rental vehicle reimbursement: This option reimburses rental car costs up to your policy’s limit. State Farm can reimburse the rental cost, or you can schedule and pay.
- Travel Expenses Coverage If you are 50 miles away and your car needs to be repaired, this option will cover up to $500 in food and lodging. This only applies to you if the damages are covered under a comprehensive or collision insurance policy.
4 Amica
Amica Car Insurance Coverage Types
Amica offers a range of basic insurance products, including property damage liability and bodily injury liability.
Comprehensive, collision and under and uninsured motor vehicle coverage are also available. Amica offers many unique and free perks.
The company also offers a few unique and free perks. These include lock replacements and repairs to glass damage or airbag deployments in the insured vehicle.
Amica will reimburse you for lost wages if your vehicle is totaled within the first year of ownership. They may also pay up to $1,000 in bail bonds if necessary.
Amica may not offer this in all states, but if you total your vehicle within the first year after purchase, Amica will not consider depreciation.
Accident forgiveness Through Amica’s Good Driving Rewards program, policyholders earn Advantage Points that can be used for a lower deductible following an accident.
You can prevent your rates from increasing after a claim by earning enough Advantage Points. You can earn advantage points by keeping a good driving history while insured by Amica.
Also, you can refer new customers who qualify and sign up or renew an existing Amica policy. You can earn even more points if multiple vehicles are insured with the Platinum Auto Choice package.
Full Glass Coverage
The state-specific add-ons vary. This add-on covers the replacement of all glass surfaces on your vehicle in case they are damaged or broken. Amica-certified shops offer a lifetime warranty or choose your shop.
Amica Car Insurance Discounts
Amica’s auto insurance discounts are generous, comparable to those offered by major competitors such as Geico. The discounts are divided into three categories, including policy-related discounts, vehicle-related discounts, and driver-related discounts.
Amica also offers other types of policies
Amica’s main coverage silos are auto, life, and home insurance. Amica offers a wide range of policies beyond its three main offerings. Other Amica insurance options include flood, pet, motorcycle and wedding coverage.
Amica Financial Fitness
AM Best recently awarded the company a rating of Superior A+ for its financial strength. This is the highest rating AM Best can give.
Amica had approximately 1.57 million policies with assets of $5.4 billion and a surplus of $2.8 billion at the end of 2019. This included a $161 million net income.
5 All-state
Allstate Insurance began in 1931 as a company that insured automobiles. The first policy costing $41.60, was for a 12-month Studebaker policy.
You may be wondering about the name Allstate. The name Allstate came from an automobile tire found in a Sears catalog. Allstate is ranked No.
Allstate ranks No. 4 in private passenger auto insurance behind State Farm, Geico, and Progressive. Cost comparison of Allstate auto insurance for drivers who have received a speeding citation
Allstate’s auto insurance rates are higher than its competitors for drivers who have received a ticket for speeding. It’s a good idea to compare quotes for car insurance if you have a speeding ticket because the prices vary so much.
Allstate auto insurance comparison for drivers injured in an accident
Allstate’s auto insurance rates are high for drivers involved in an accident and injured another person. Our analysis of top insurers’ rates shows that the national average for auto insurance is $3,074 annually. Allstate, however, comes in at $3 870.
Allstate auto insurance comparison for DUI drivers
Our analysis found that the average cost of car insurance for DUI drivers is $3,537 per year. Allstate’s price is about $300 higher than the national average.
Allstate auto insurance comparison for drivers with bad credit
Poor credit can increase your insurance costs, even if you are a good driver. Insurance companies say that credit is correlated with the likelihood of a claim in the future. Credit can be used to calculate rates in California, Hawaii, Massachusetts and Michigan.
Our analysis shows that Allstate’s average auto insurance rates are higher than those of most other competitors for drivers with bad credit.
Conclusion:
Students from abroad should carefully consider their auto insurance needs. The right company can protect them financially and receive the Cover they need in their home country and abroad.
Our list of 5 top Car Insurance Companies for International Students from abroad should help you decide when looking for a policy. You can be sure that any of these companies cover your car in the event of an accident.
